Frequently Asked Questions

Does this new credit file program work if I live in Canada or the United Kingdom?

Not only does this program work in the U.S., Canada & the United Kingdom, but over 17 other countries as well... Email us to verify the country you live in...

Is this new credit file temporary?
No, the new credit file is permanent! This is why it is so important to take care of your new credit file. There are no third chances!

Which credit reporting agencies will my new credit file be reported to?

Experian, Equifax & TransUnion

Whats the difference between credit repair & a new credit file?
The program will guide you step by step in creating a brand new credit file that has no connection to your past credit history. It will be separate from your present file. We will not be dealing with/or repairing your current credit history in any way. Credit repair companies hope that credit bureaus such as Experian, Equifax & TransUnion sometimes keep bad records. If you do business with a credit repair company, they will often dispute negative remarks on your credit report. This does actually work sometimes. But if you have a long history of bad credit with major negative remarks, chances are most, if not all, of the marks can be proven accurate with records that the credit companies have on file.

What can I use my new credit file for?
You can use it for obtaining major credit cards, department store cards, gas cards, auto loans, bank loans, mortgages & any type of financing you desire. There is no difference between how you used your old credit file & the new one. They are totally separate.

How long does this all take?
Generally, it takes 30 days to have a new, well-established clean credit file. Most people have been able to enjoy AAA credit in 3 weeks or less. Compare this to 7-10 years it takes for your current file to become clean.

Can I do this & is this for everyone?
Anyone can create a new credit file by going through this easy step by step process. This new file will be established with all major credit reporting agencies, but will not contain any of your current bad credit history, including bankruptcy. Anyone with a bad credit history can benefit from this program & get a well-deserved second chance. But remember, this can only be done once in a lifetime. You have no third chance !!!

Is it legal?
Yes! The program describes the same techniques used by Attorneys & CPAs. This program however, is not intended to defraud or scam current creditors. Even though you will have a new credit file, you are responsible for all debts owing on your old file. The program will also explain how to avoid having your old credit file merge with your new one.

How much will it cost after I purchase my new credit file program?
Nothing! The process itself is FREE! Your only cost is the program. Once you learn how to do it, you can even show your friends & family members how!